Wise Man Finance can get your business the equipment it needs without the hassle. Financing your business equipment is a smart move. Often you can deduct the interest paid on the lease and you do not have to put out a large amount of money upfront. Equipment financing improves cash flow and budgeting for your business. Call us today to learn more!

Why Lease Business Equipment?

Your Competitors! Approximately eight out of ten U.S. businesses use lease financing to acquire the equipment they need. In today's fast-paced business climate, getting the equipment you need when you need it is vital to your success.

• Keep bank credit lines free for those important times
• Avoid major up-front cash expenditures for equipment
• Lease the equipment and pay for it as it is used
• Improve budgeting with fixed monthly payments
• Possible tax advantages - consult with your tax advisor

One of the most common types of equipment financing is equipment leasing. If you lease equipment, you can save money for other investments and for emergency situations. Most equipment leasing plans offer fixed-rate financing, which means the rate stays the same from month to month for the term of the lease.

Equipment is essential for every small business. Some businesses can get by with nothing more than office equipment while others need equipment for transportation and manufacturing. Finding the right equipment leasing gives you a competitive edge in creating a thriving business.

New Business Leasing

Many people wait years before they open the business they have always dreamed of because they feel they simply can't afford the equipment they need. With the right financing package, you may be able to open your dream business sooner than you think. You know how important it is to strike while the iron is hot. Finding equipment financing allows you to seize an opportunity rather than letting it pass you by.

Equipment Leasing Programs

NO Down Payments

With an equipment lease, there is no down payment and typically one or two payments are collected up front. This ranges from 2% to 6% of the equipment cost.

Lower Monthly Payments

Equipment leasing, in most instances, provides lower payments than with a traditional bank loan. Your payments can be tailored to your leasing and financing needs and can be adjusted by lengthening or shortening the term of the lease.

Up-Front Costs

When acquiring equipment, other incidental costs such as sales tax and installation charges can be put into the lease financing. If the equipment is purchased with cash these costs need to be paid up front and can be significant.

Improved Cash Forecasting

The term and payment of the equipment lease are fixed once the lease is done. You know exactly what your payment will be every month and can better forecast your cash flow.

Ineligible Industries:

• Adult Entertainment
• Mortgage Brokers
• Tanning
• Fishing
• Owner/Operator Trucking
• Taverns
• Hazard/Toxic Material
• Real Estate Development
• Underground Equipment
• Home Health Care